About Us


Our goal at downpayment.gift is simple: to make it buying a home easier and more affordable than ever by tackling one of the biggest challenges… putting together the cash for a down payment.

We help you raise funds for the down payment on a house. Your friends and family can easily contribute with debit or credit cards and bank transfer to your down payment funds. Our software tools help you create a registry campaign page, share your home buying story, upload personalized photos (and video), and share it online. You’ll be accept direct contributions or offline pledges.

We handle all the transactions at 0% fees to home buyers. If someone contributes $100, you receive $100.

We connect you with a mortgage loan officer or mortgage broker to assist with making your dream a reality.

Launched in 2020 by a veteran of the mortgage industry, downpayment.gift is available in the United States and testing with partners within select markets.

About Us



Loren Winzeler, Founder & CEO

Loren Winzeler Headshot

Loren is the co-founder of downpayment.gift, the downpayment registry software that helps mortgage loan officers close more purchase loans while providing a unique service. Loren was a Loan Officer and Branch Manager from Oct 2008 through May 2017. He loves the marketing and sales of mortgage origination but today he’s focused on using technology to make the process easier for loan officers and home buyers. He holds a BS Engineering from University of Illinois in Computer Science.

Email: loren@downpayment.gift

Jared White, Developer

Jared White Headshot

Jared is a software architect & developer who has a proven track record of producing and stewarding well-crafted online applications. His passion for designing delightful experiences on the web hearkens back to his first forays into web content authoring and programming in the mid 90s. He is the creator and maintainer of the open source static site generator, Jamstack toolset, BridgetownRB. When he’s not wrangling pixels at downpayment.gift or other projects, he’s exploring the streets of Portland, Oregon and the greater Pacific Northwest.